Auto-Invest
Set the amount once — repaid capital rolls into new loans automatically, with zero idle days
- Open Projects
- 11
- Average APR
- 22.5%
Primary market
- Total Funded$25,580,536.89
- Investors3035
- Total Repaid$12,998,007.76
- Average APR22.5%
Need help?
8lends is connecting investors like you to borrowers, cutting out the middlemen and unnecessary fees. Here's how it works:
- Borrowers apply for funding, backed by real-world assets like property or equipment.
- Our platform evaluates their financial health and collateral using a rigorous 40-point verification process.
- You choose projects to invest in based on your goals, starting with as little as 100 USDC.
Smart contracts ensure every transaction is secure, transparent, and traceable.
- The dapp supports WalletConnect, Metamask, Coinbase, Rainbow, Trust Wallet, Rabby Wallet, 1inch, Zerion, c98, Safepal
- Yes, by Certik and Cyberscope.
Companies on 8lends go through a rigorous selection process. We make sure only the best projects are listed for fundraising. Here's how it works:
- Financial health check. We analyze balance sheets, credit history, and financial behavior to ensure stability.
- Collateral validation. Borrowers must back their loans with tangible assets like property, equipment, or inventory, which are carefully verified.
- Market viability. We assess the company's growth potential, industry competitiveness, and business plans.
- Compliance. All borrowers must meet strict AML, KYC, and GDPR standards.
- Business credibility. Background checks ensure the company and its leadership have a solid track record.
Our 40-point verification process ensures that every project is secure, viable, and aligned with our investor's goals.
- All loans are in USDC. You can learn more about USDC here.