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8lends is connecting investors like you to borrowers, cutting out the middlemen and unnecessary fees. Here’s how it works:

1. Borrowers apply for funding, backed by real-world assets like property or equipment.
2. Our platform evaluates their financial health and collateral using a rigorous 40-point verification process.
3. You choose projects to invest in based on your goals, starting with as little as €50.

Smart contracts ensure every transaction is secure, transparent, and traceable.

Companies on 8lends go through a rigorous selection process. We make sure only the best projects are listed for fundraising. Here’s how it works:

• Financial health check. We analyze balance sheets, credit history, and financial behavior to ensure stability.
• Collateral validation. Borrowers must back their loans with tangible assets like property, equipment, or inventory, which are carefully verified.
• Market viability. We assess the company’s growth potential, industry competitiveness, and business plans.
• Compliance. All borrowers must meet strict AML, KYC, and GDPR standards.
• Business credibility. Background checks ensure the company and its leadership have a solid track record.

Our 40-point verification process ensures that every project is secure, viable, and aligned with our investor’s goals.