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Primary market

  • Total Funded
    $24,909,561.02
  • Investors
    2994
  • Total Repaid
    $12,494,437.34
  • Repaid on Time
    100%

Auto-Invest

Set the amount once — repaid capital rolls into new loans automatically, with zero idle days

Open Projects
Average APR
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Monthly Reports

We publish monthly PDF reports covering company performance, financial results, and operational highlights

$17.5MMonthly reportJuly 2026$20.8MMonthly reportAugust 2026$22.9MMonthly reportSeptember 2026

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  • How does 8lends work?

    8lends is connecting investors like you to borrowers, cutting out the middlemen and unnecessary fees. Here's how it works:

    1. Borrowers apply for funding, backed by real-world assets like property or equipment.
    2. Our platform evaluates their financial health and collateral using a rigorous 40-point verification process.
    3. You choose projects to invest in based on your goals, starting with as little as 100 USDC.

    Smart contracts ensure every transaction is secure, transparent, and traceable.

  • Which wallets does the dapp support?
    The dapp supports WalletConnect, Metamask, Coinbase, Rainbow, Trust Wallet, Rabby Wallet, 1inch, Zerion, c98, Safepal
  • Has the 8lends protocol been audited?
    Yes, by Certik and Cyberscope.
  • How are companies selected for fundraising on the platform?

    Companies on 8lends go through a rigorous selection process. We make sure only the best projects are listed for fundraising. Here's how it works:

    • Financial health check. We analyze balance sheets, credit history, and financial behavior to ensure stability.
    • Collateral validation. Borrowers must back their loans with tangible assets like property, equipment, or inventory, which are carefully verified.
    • Market viability. We assess the company's growth potential, industry competitiveness, and business plans.
    • Compliance. All borrowers must meet strict AML, KYC, and GDPR standards.
    • Business credibility. Background checks ensure the company and its leadership have a solid track record.

    Our 40-point verification process ensures that every project is secure, viable, and aligned with our investor's goals.

  • What is the currency of the loans?
    All loans are in USDC. You can learn more about USDC here.